Study 2025 on Cross-border Payments from a Business Perspective

Cross-border payments – an introduction

The dynamics of international payments have increased noticeably in recent years. Cross-border payments are currently the focus of strategic discussions. What used to be considered a complex niche topic is now a strategic lever for banks and global companies alike.

Regulatory requirements, international initiatives and rising customer expectations are driving innovation and change. The introduction of ISO 20022 and local instant payment schemes, as well as the G20 roadmap for improving cross-border payments, are setting new standards. This is fundamentally changing the requirements for banks and payment service providers.

Against this backdrop, two key questions arise: How can banks and companies align their priorities and strategies? And what factors will determine competitiveness and customer satisfaction in the future?