Fachartikel

Changes to the LSI Stress Test 2026

Technical classification, regulatory requirements and timing implications from the pilot survey

NEWS 01/2026

The 2026 LSI stress test will be conducted again this year for German credit institutions in accordance with the regular two-year cycle. The aim of the survey is to analyse the earnings situation and capital development of Less Significant Institutions (LSI) under baseline and stress conditions over a multi-year horizon.
08.04.26
165 views
8 minutes reading time
Regulatory Law
Changes to the LSI Stress Test 2026

Significance of the 2026 LSI Stress Test and its relevance for institutions

In line with the regular two-year cycle, the 2026 LSI Stress Test is being conducted again this year for German credit institutions. The aim of the survey is to analyse the earnings situation and capital development of Less Significant Institutions (LSIs) under baseline and stress conditions over a multi-year horizon.

The 2026 LSI stress test is divided into two closely interlinked components: a survey section based on the institution’s own planning, and a standardised stress test section to simulate adverse developments. The 2025 annual financial statements serve as the data basis.

Would you like to read more?

Already have an account? Then simply log in. New to Banking.Vision? Register now and enjoy free access to all content.

Are you new to Banking.Vision?

You can register here free of charge. Simply fill in the form and enjoy unlimited access to all the content on Banking.Vision.

Email
Password
Salutation
First Name
Last Name
Company
Country
<p>You hereby confirm that we may store, analyse and process your data and usage behaviour in confidence. Your data will not be passed on to third parties. <a href="https://stage.banking.vision/en/privacy-policy/">Privacy Policy</a></p> *
WORDPRESS_URL: https://stage.banking.vision/wp-json